Temporary Liquidity Guarantee Program

FDIC Coverage for Non-Interest Bearing Transaction Accounts The First National Bank of Raymond is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through December 31, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account.  Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.

Welcome to The First National Bank of Raymond

On behalf of the Shareholders, Directors, Officers and Staff, I'd like to welcome you to The First National Bank of Raymond, serving the needs of our customers in Raymond, Girard, Virden, Pawnee and Morrisonville, and their surrounding areas.

The First National Bank of Raymond was established in 1903, and through these many years, we've held firm to a singular focus that the business of each person who graces our doorway is worthy of our full time and attention ... and that the resources of our bank are kept actively at work within the communities we serve.  We take pride in the 623 years of total combined experience shared among our staff members, and offer this experience back to our customers through our committment to excellence in all that we do.

Recent events in the American economy have caused many to question the safety and soundness of the banking industry. We realize that our customers have concerns in regard to their deposit accounts and the availability of loan funds. We also understand that people have many choices in community banks. To that end, we encourage you to read the following: Top Ten Reasons to Bank with FNB.

We hope you find our Web Site brings us closer to you and is helpful in finding out how we can be of service to you, your family or your business. Feel free to E-Mail us anytime with questions, comments or suggestions. Thanks for browsing our page!

Patricia L. Clarke
President