Other Services

First National Bank knows what you want when it comes to special services and features. We offer a host of products that make banking with us quick and convenient.
Report a Lost or Stolen Card
Should you have any questions concerning your MasterMoney Debit/ATM card or to report a lost or stolen Debit/ATM card during regular banking hours, contact our Data Processing Department at 1-800-500-3621 (select 0). To report a lost or stolen Debit/ATM card after regular banking hours, call 1-800-554-8969.
Internet Banking & Online Bill Payment
Our free online banking gives you quick, convenient access to your account information 24 hours a day – 7 days a week. Online banking is a quick, convenient and secure way to keep track of your daily transactions, make transfers and loan payments, plus much more. Enroll today by logging on to www.fnbraymond.com.
Tired of spending your weeknights and weekends paying bills? First National Bank offers free online bill payment services that will save you time, and money! Online bill payment is fast, convenient, secure - and we buy the stamps! Enroll today by logging on to www.fnbraymond.com.
FNB1 Answer Center
The FNB1 Answer Center is our automated telephone account access line that allows you secure, private and TOLL FREE access to your personal banking information. Using a touch-tone phone, your account number(s) and a personal identification number, you may access your accounts 24 hours a day, seven days a week. Our toll-free number is 1-800-500-FNB1 (3621).
Safe Deposit Boxes
A Safe Deposit Box provides you with a secure place to store important documents and other valuables. Our Raymond, Girard, Virden and Pawnee locations have various sizes to rent at a low-cost annual fee.
Automatic Teller Machines (ATMs)
The convenience of 24 hour banking is yours with a MasterMoney Debit/ATM card from First National Bank. We offer the convenience of 5 ATM locations, and as an FNB customer-- there is no service fee when you make your transaction at one of our stations!
Debit/ATM Card

MasterCard SecureCode - The new MasterMoney®
Debit/ATM card gives you easy access to your FNB accounts, as well as the
ability to make purchases without having to write a check! The Debit/ATM card
entitles you to make withdrawals of up to $300.00 in cash per day, and purchases
of up to $1,000.00 per day. You do not incur bank fees or service charges when using your card at any FNB operated ATM machine or at any MasterCard® merchant. Should you have any questions concerning your MasterMoney Debit/ATM card or to report a lost or stolen Debit/ATM card during regular banking hours, contact our Data Processing Department at 1-800-500-3621 (select 0). To report a lost or stolen Debit/ATM card after regular banking hours, call 1-800-554-8969.
Christmas Club
This account is designed to help you accumulate funds to meet the added expenses of the holiday season. Earn interest on your account while building toward your Christmas goal. You choose the amount of each deposit-- as little or as much at a time as you want!
Direct Deposit
Direct Deposit is not just for payroll any more! Financial institutions, businesses and consumers are realizing the benefits of Direct Deposit--it's safe, reliable and convenient. Count on FNB with confidence to handle any of your ongoing or regularly scheduled transactions.
E-Z Credit Overdraft Protection
Use your good credit to qualify for our plan, and your checking account will become a personal loan account! Know the freedom of having a reserve at your command. With our plan, you can avoid those costly overdraft charges.
Drive-up Facility
Each banking center features Drive-up facilities with extended hours for your convenience.
Night Depository
Our Night Depository allows you to initiate banking transactions outside of normal business hours. Locked bags are available for our business customers.
Wire Transfer
A wire transfer is the process of transferring monies from one bank to another, anywhere in the country. This type of transaction can move money from one account in one bank to another account in another bank more quickly than any other means. A wire transfer provides you with added peace of mind when a time sensitive financial need arises.
Bank by Mail
Are you unable to get to the bank during normal business hours? Enjoy the convenience of banking by mail. Your nearest postal location becomes your banking center when you mail your deposits, loan payments, etc.
Automatic Transfer
Automatic transfer allows you to manage the location of your funds on an as-needed basis. You can:
- Make automatic loan payments
and
Rest assured that your payment is received on time with no late charges
- Transfer from checking to savings
and
Add regularly to your savings program
or
Transfer from checking to Christmas Club
- Transfer from savings to checking
and
Let your funds earn interest until you need them