Customer Privacy Policy

The First National Bank of Raymond (we, our) respects the privacy expectations and rights of our customers regarding financial information and other related information which the bank has or gathers in the normal course of business.
 
We collect, retain, and use information about individual customers only when we believe it would be useful (and allowed by law) in administering our business and to provide products, services, and other opportunities to customers.  This information is obtained from application information, transaction information, and consumer report information.
 
We will use a customer’s personally identifying information only in our normal course of business.  Personal information will not be sold or distributed to other parties for marketing purposes.  We do not disclose any nonpublic personal information about our customers or former customers except as permitted by law.
 
We may disclose all of the information we collect, as described above, to third parties who provide products or services on our behalf.  First National Bank of Raymond makes disclosures to other non-affiliated third parties as permitted by law.
 
We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you.  We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.