Online Banking Safety Tips
FNB would like to offer our valued customers some important online banking safety tips for the New Year.
- Keep your computers and browsers current with the latest operating system updates and patches.
- A great way to keep your passwords secure is by using complex combinations that do not contain names or numbers that would normally be associated with you. Remember - never share your passwords with anyone!
- Make sure that your wireless internet connection and firewalls are up to date.
- Utilize up to date anti-virus and anti-spyware/malware products.
- Think twice before clicking on links or opening attachments of any suspicious emails or texts you may receive.
Notice of Changes in Temporary FDIC Insurance Coverage for Transaction Accounts
All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules. The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyer's Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts and money-market deposit accounts. For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.
Fraud Awareness
Recently, an increase in phone-based fraud attempts called “phishing” has been reported by area residents. These automated phone calls have attempted to gather personal, confidential information from the person that was called.
Phishing usually comes in the form of fraudulent phone calls or emails that appear to come from legitimate sources, asking customers to provide personal information or link to counterfeit Web sites that appear real.
Remember, First National Bank will NEVER ask for sensitive information, such as account numbers, access IDs or passwords, via e-mail or by phone.
FNB urges our customers to watch for phone calls or emails that:
- Urge you to act quickly because your account or debit card may be suspended or closed.
- Don't address you by name, but use a more generic greeting like "Dear Valued Customer."
- Tell you that they are updating your account, but will need for you to provide account numbers, passwords, Access IDs, or other personal information.
If you feel that you have disclosed sensitive information regarding your debit card, or to report a lost or stolen card please call First National Bank at 1-800-500-3621. After regular banking hours, please call 1-800-554-8969.
If you feel that you have disclosed sensitive information regarding one of your accounts at FNB, please call 1-800-500-3621. Select – 0 – for an FNB representative. After business hours, please leave a message and you will be contacted the next business day.
Welcome to The First National Bank of Raymond
On behalf of the Shareholders, Directors, Officers and Staff, I'd like to welcome you to The First National Bank of Raymond, serving the needs of our customers in Raymond, Girard, Virden, Pawnee and Morrisonville, and their surrounding areas.
The First National Bank of Raymond was established in 1903, and through these many years, we've held firm to a singular focus that the business of each person who graces our doorway is worthy of our full time and attention ... and that the resources of our bank are kept actively at work within the communities we serve. We take pride in the 623 years of total combined experience shared among our staff members, and offer this experience back to our customers through our committment to excellence in all that we do.
Recent events in the American economy have caused many to question the safety and soundness of the banking industry. We realize that our customers have concerns in regard to their deposit accounts and the availability of loan funds. We also understand that people have many choices in community banks. To that end, we encourage you to read the following: Top Ten Reasons to Bank with FNB.
We hope you find our Web Site brings us closer to you and is helpful in finding out how we can be of service to you, your family or your business. Feel free to E-Mail us anytime with questions, comments or suggestions. Thanks for browsing our page!
Patricia L. Clarke
President
