Contact: Neil Jordan, Steve Mundhenke, Scott Niehaus or Bill Buske
FNB is quite proud of its large Agricultural based loan portfolio. We have established an excellent reputation as an Agricultural lender, and have attracted customers from many of our neighboring communities. FNB has sought out loan officers with a strong Ag background to better serve this segment of our customer base. We consider ourselves to be one of the leaders in our area of this highly competitive market. We offer all types of farm lending, including operating, livestock and equipment loans. FNB is also very competitive in the area of farm real estate. Our loan officers understand that loan terms and payment schedules must be flexible so that each individual can operate their farm the way it best works for them. This is where our agricultural experience really pays off for our customers, as they appreciate dealing with someone who understands farming.
Beginning Farmer Loans
Contact: Neil Jordan, Steve Mundhenke, or Scott Niehaus
FNB works in conjunction with State and Federal agencies to offer beginning farmers a competitive loan package for their first farm real estate purchase. These programs provide reduced interest rates and down payment requirements when compared to conventional loans.
Contact: Neil Jordan
Leasing has become a very popular alternative to financing in the agricultural industry. FNB currently offers a three, four and five year lease term. Our program was set up to give our farm customers one more option when it comes to equipment updates. This program could provide some excellent tax benefits to the customer. However, we strongly urge our customers to discuss the lease terms with their personal accountant before entering into the agreement.