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Security through Multifactor AuthenticationAlong with FNB Online Connection Internet Banking, First National Bank utilizes a multiple layered security login process called Multifactor Authentication. This enhanced security feature is in response to the growing concern regarding sophisticated Internet threats such as spyware and other malicious programs designed to capture confidential information. What is Multifactor Authentication?It simply means we use multiple ways to verify the identity of our customers. It includes both:
When logging into your online banking on your computer, you will receive a message (text or voice) on your phone with a 6 digit code. You will be asked to enter this code to a complete the login process on your computer. This feature takes the place of answering security questions when logging into online banking. This feature is also available in our TouchBanking mobile app. Why are we doing this?Federal agencies, including the Office of the Comptroller of the Currency, mandated that all providers of Internet Banking services increase login security from single factor authentication (such as a password) to multifactor authentication. Therefore, all banks are required to utilize this level of security. Instructions for your initial login to FNB Online Banking:
What do we mean by "registering your computer?"A computer you choose to register will be uniquely identified using various factors such as the processor speed, size of memory, etc. The FNB Online Banking program:
The computer itself is identified automatically each time you access the system. Subsequent login procedures:
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Online Banking Safety TipsFNB invests in technology and processes to ensure a secure electronic environment for all of your financial transactions. However, online security and protection of your identity and personal information is a team effort. That’s why we recommend you take steps to protect yourself and your computer from attempts to obtain your personal information electronically:
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