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Personal LoansContact: Scott Niehaus, Dottie Dambacher, Stephanie Richeson or Neil Jordan The loan officers at FNB understand that, from time to time, a person may simply need some cash to help them through their daily lives. Whether you need money for a family vacation or an unexpected bill, FNB can offer you a financing plan that fits your needs and your budget. Auto LoansContact: Scott Niehaus, Dottie Dambacher, Stephanie Richeson or Neil Jordan Almost everyone must borrow for a car at some point in their lives. Whether it's a new car or just new to you, FNB can help with the financing. Terms are offered up to five years with monthly payments. Rates vary based on the term of the loan and year of the car. |
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Home Equity LoansContact: Stephanie Richeson or Dottie Dambacher You’ve worked hard to build up equity in your home. Now you can use that equity as a credit resource to secure your personal revolving line of credit. Upon approval, your Home Equity Line of Credit (HELOC) from First National Bank may give you the financial flexibility to:
*Interest on your loan may be tax deductible. Consult your tax advisor for your individual circumstances. |
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Agricultural LoansContact: Neil Jordan or Scott Niehaus FNB is quite proud of its large Agricultural based loan portfolio. We have established an excellent reputation as an Agricultural lender, and have attracted customers from many of our neighboring communities. FNB has sought out loan officers with a strong Ag background to better serve this segment of our customer base. We consider ourselves to be one of the leaders in our area of this highly competitive market. We offer all types of farm lending, including operating, livestock and equipment loans. FNB is also very competitive in the area of farm real estate. Our loan officers understand that loan terms and payment schedules must be flexible so that each individual can operate their farm the way it best works for them. This is where our agricultural experience really pays off for our customers, as they appreciate dealing with someone who understands farming. Beginning Farmer LoansContact: Neil Jordan or Scott Niehaus FNB works in conjunction with State and Federal agencies to offer beginning farmers a competitive loan package for their first farm real estate purchase. These programs provide reduced interest rates and down payment requirements when compared to conventional loans. |
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Municipal LoansContact: Scott Niehaus or Neil Jordan FNB is also experienced in lending to municipalities. We have assisted several area villages, cities and townships with a variety of loan products. These include financing for large and small equipment, building or improving facilities, and special projects -- such as sewer or water supply improvements. As a community bank, FNB recognizes the importance of helping the local communities to accomplish their goals. E-Z Credit Overdraft Line of CreditContact: Scott Niehaus, Dottie Dambacher, Stephanie Richeson or Neil Jordan Let your good credit work for you, apply for E-Z Credit today! With E-Z Credit, your checking account will become a personal loan account whenever you need it. Know the freedom of having a reserve at your command and avoid costly overdraft charges. |