FNB's Online Banking allows you to manage your financial information from the comfort of your home and personal computer—whenever it's convenient for you. You will have access to your bank accounts, 24 hours a day, 7 days a week.
With FNB Online Banking, you will enjoy:
- Checking account balances
- Transferring funds between your accounts
- Making loan payments
- Viewing transaction history
- Viewing check images
- Paying bills with Online Bill Pay


Steps to Enroll in Online Banking
To enroll in online banking, locate the green " Enroll in Online Banking" button below. Carefully read the Internet Banking / Bill Payment Agreement Disclosure. Click on "Agree" then complete the fillable FNB Online Connection Enrollment Form and hit "Send Message." A thank you screen will appear. In 2-3 business days you will receive a confirmation letter in the mail with instructions on how to access your account.
Enroll in Online Banking
FNB Online Banking Initial Login
Instructions for Your Initial Login to FNB Online Banking
- Enter your Access ID on our bank home page, www.fnbraymond.com
- You will be sent to a second page where you will enter your assigned password.
- You will be sent to a third page to verify your email address.
- Then, select three "challenge questions" and enter the answers to each. At least one of these challenge questions will appear for you to answer each time you attempt to login from a computer that has not been “registered” by you.
What Do We Mean By "Registering Your Computer?"
A computer you choose to register will be uniquely identified using various factors such as the processor speed, size of memory, etc.
The FNB Online Banking Program
- Uses an automatic process to collect this information - no special software is needed
- Creates a unique profile for your PC
- Stores this information in a secured database
The computer itself is identified automatically each time you access the system.
Subsequent Login Procedures
- Enter your Access ID on our bank home page, www.fnbraymond.com.
- You will be sent to a second page where you can enter your password. If you are using an unregistered computer, you will first be asked to answer one of your challenge questions or enter in your one-time secure 6 digit passcode.

eStatements
Eliminate paper clutter.
- Receive your statements safely and securely through your online banking account. No more worrying about mailbox theft or lost items.
- Retrieve previous statements.
- Help fight identity theft - you will no longer have to worry about storing or shredding your statements!
- How to enroll:
- You will be prompted to enroll when logging into online banking. The prompts will lead you through the enrollment process. If you decline or choose to be reminded later you will receive a second prompt at a later date.
- If you would like to enroll without a prompt, select Profile at the top right corner of your online banking home screen. You will then click the edit button that appears to the right of "Electronic Statements". This will allow you to choose eStatements as your statement delivery method and will lead you through the rest of the enrollment process.
Online Banking Frequently Asked Questions
What if I am having trouble logging into my Online Banking?
Please call 800-500-3621 and ask for Online Banking assistance. We will be happy to help you get logged into your accounts.
What are the requirements for Online Banking passwords?
To ensure the security of your online account information, FNB requires a complex online banking password. The rules for setting this password are as follows: Between 9 and 17 characters At least one upper case letter At least one lower case letter At least one number One special character (examples- & % $ @ !) The system will force a password change every 90 days.
What is my Access ID?
When signing on for the first time, use your Social Security number (without hyphens) as the Access ID. During the set up process, you’ll be required to change the Access ID. It is important that you don’t leave it as your Social Security number. Your Access ID will not change after your initial login setup, and will be the first item entered when accessing Online Banking.
How do I correct my email address?
Log in to Online Banking and choose the Profile tab. Click edit in the “Email” section.
Can I register more than one PC?
Yes. If you frequently use more than one computer (one at work and one at home), you may register both machines.
What is Multi-Factor Authentication?
When logging into online banking on your computer, you will receive a message (text or voice) on your phone with a 6 digit code. You will be asked to enter this code to complete the login process on your computer. This feature takes the place of answering security questions when logging into online banking. This feature is also available in our First National Bank of Raymond mobile app.
What if I use a public computer?
You will be asked to answer one of the three challenge questions. The bank does not recommend that you register a computer that is accessible to the general public (libraries, internet cafes). If a public Wi-Fi connection does not require a password, it is not secure. Personal information transmitted across an unsecured Internet connection can be intercepted by anybody else sharing that connection.
What should I do if I plan to sell or give away my computer?
Please call 217-229-3701 and we will un-register your computer for you. Questions? Please contact us. We’ll be happy to answer your questions or have a bank representative contact you.