FNB's Online Banking allows you to manage your financial information from the comfort of your home —whenever it's convenient for you. You will have access to your bank accounts, 24 hours a day, 7 days a week.
With FNB Online Banking, you will enjoy:
- Checking your account balances
- Transferring funds between your accounts
- Making loan payments
- Viewing transaction history
- Viewing check images
- Paying bills with Online Bill Pay


Steps to Register for Online Banking
- To register for online banking, locate the green Register for Online Banking button below.
- Complete the required fields and click Submit. If accepted, you'll receive a One-Time Passcode to the phone number we have on file.
- Enter the Confirmation Code and click Submit.
- The Registration page will appear. This is where you will create a User ID and Password and click Register.
- Once Registered, the Online & Mobile Banking Agreement will appear. Please read and review. To proceed, you must click the Checkbox and Accept button, accepting the Terms and Conditions of the Online & Mobile Banking Agreement.
Register for Online Banking

eStatements
Eliminate paper clutter.
- Receive your statements safely and securely through your online banking account. No more worrying about mailbox theft or lost items.
- Retrieve previous statements.
- Help fight identity theft - you will no longer have to worry about storing or shredding your paper statements!
- How to enroll:
- Select Accounts on the home screen, then select Statement Preference from the drop down menu.
- Read and Accept the Agreement to Receive Electronic Statements.
- You will then select the Delivery option for each applicable account and click Save.
Online Banking FAQ
What are the requirements for Online Banking User IDs?
To ensure the security of your online account information, FNB requires a complex User ID. User ID requirements are as follows:
- 9 to 26 characters in length that may be made up of letters, digits (0-9), and special characters (~!@#$%^&*()_+-={}|:;?,./).
- User ID cannot contain your first name, last name, social security number, TIN or birthday.
- User ID is not case sensitive
What are the requirements for Online Banking Passwords?
To ensure the security of your online account information, FNB requires a complex online banking password. Password requirements are as follows:
- 12 to 32 characters long and must contain all of the following: a lowercase letter (a-z), an uppercase letter (A-Z), a digit (0-9), and a special character (~!@#$%^&*()[]{}<>_+-=/|.,:;`'"?) The system will force a password change on an annual basis.
Instructions for Your Initial Login to FNB Online Banking
- Click on the Online Banking Login button on our homepage, www.fnbraymond.com.
- You will be sent to a second page where you will enter your Login Credentials, click Log In.
- You will be given the option to select a One-Time Passcode via a text message or phone call to the phone number we have on file.
- Enter in the One-Time Passcode provided and if correct, you will be logged in.
What if I am having trouble logging into my Online Banking?
Please visit the Sign In Problems FAQ page or call us and ask for Online Banking assistance. We will be happy to help you get logged into your accounts.
How do I register for Online Banking if I am a fiduciary?
Please Contact Us if you are a fiduciary wanting Online Banking access, as there is a different process to Register for Online Banking at this capacity. Fiduciaries, include but are not limited to trustees, executors, administrators, guardians, power of attorneys, delegates, and custodians, acting in their representative capacities.
Can I register more than one PC?
Yes. If you frequently use more than one computer (one at work and one at home), you may register both machines.
What is Multi-Factor Authentication?
When logging into online banking on your computer, you will receive a message (text or voice) on your phone with a 6 digit code. You will be asked to enter this One-Time Passcode to complete the login process on your computer. This feature takes the place of answering security questions when logging into online banking. This feature is also available in our First National Bank of Raymond mobile app.
What if I use a public computer?
The bank does not recommend that you register a computer that is accessible to the general public (libraries, internet cafes). If a public Wi-Fi connection does not require a password, it is not secure. Personal information transmitted across an unsecured Internet connection can be intercepted by anyone else sharing that connection.
